Ninjacart Services, in collaboration with its lending partners, provides quick, short-term working capital loans to Agri Traders across PAN India.
Rate of Interest: Up to 36% per annum
Processing Fees: 100 INR + GST
Loan Tenure: Up to 45 days
Required Documents: KYC Documents (PAN, Aadhaar, Business Registration – Mandi License), Bank Statement, ITR, and Business Vintage proof
Loan Amount Range: Up to ₹50 lakhs
Ninjacart Services, lets businesses get cash quickly by borrowing against their unpaid customer invoices. Instead of waiting for customers to pay, they receive money right away to keep their operations running smoothly.
Rate of Interest: Up to 24% per annum
Processing Fees: None
Loan Tenure: 10 days, with no prepayment charges
Required Documents: Invoice details, KYC Documents (PAN, Aadhaar, Business Registration – Mandi License), Bank Statement, ITR, and Business Vintage proof
Loan Amount Range: Up to ₹50 lakhs
Rate of Interest: Up to 20% per annum
Processing Fees: None
Loan Tenure: 25-30 days, with no prepayment charges
Required Documents: Invoice details, KYC Documents (PAN, Aadhaar, Business Registration – Mandi License), Bank Statement, ITR, and Business Vintage proof
Loan Amount Range: Up to ₹10 crores
Ninjacart Services, in collaboration with its lending partners, is offering a small loan for traders that can be repaid in small, equal amounts on a daily, weekly, or monthly basis.
Rate of Interest: Flat interest up to 19% per annum
Processing Fee: 2% + GST on the loan amount
Loan Tenure: Up to 36 months
Required Documents: KYC Documents (PAN, Aadhaar, Business Registration – Mandi License), Bank Statement, ITR, and Business Vintage proof
Loan Amount Range: ₹25,000 to ₹20,00,000
Ninjacart services, along with its lending partners, allows customers to make purchases immediately and pay for them later , usually without any interest for a set period. It is a short-term working capital loan provided to retailers/wholesalers to procure inventory.
Rate of Interest: 0%
Processing Fees: Zero
Loan Tenure: 3 - 90 days for each disbursement
Required Documents: PAN, Aadhaar, and business documents such as Udyam Aadhaar, GST registration, Shop & Establishment license etc.
Loan Amount Range: ₹5,000 to ₹5,00,000